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Peter Pantuso, president of the American Bus Assn., opposes any revision in the limits. The insurance is there to protect the bus companies, he said. It is the same as your home. You insure yourself, not necessarily to pay somebody else. Pantuso said insurance costs are significant for small operators, like the single-driver operation of USA Holiday. The minimum $5 millionof insurance for asingle bus costs $10,000 to $12,000 annually under most circumstances, and as much as $20,000 in a dense city like New York. Higher minimums would sharply increase premiums, though not necessarily by the same percentage สโบเบท เข้าไม่ได้ increase, he said. Lawrence Simon, a New Yorkattorney who is active in bus litigation, said if higher insurance costs hit small operators, it may have the beneficial effect of weeding out marginal players who shouldnt be hauling passengers in the first place. Simon acknowledges higher limits will drive up costs, but asserts it will not significantly affect highly qualified safe companies. Federal records show that Palm Springs bus driver Teodulo Vides, who operated his bus terminal out of his apartment, would in some years renew his $5 million policy every few months, possibly because he couldnt afford a full year of coverage. (Brittny Mejia, Laura Nelson) The insurance industry, which often encourages consumers to be fully covered for emergencies, opposes any change.
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